Helcim Is Now Built Into ARI
You asked for a cheaper way to get paid online, and we delivered. As of today, Helcim is ARI’s newest payment processor, sitting alongside Stripe, Square, 360Payments, and PayPal.
If you’re tired of flat-rate processors charging the same 2.9% + 30¢ on every card — whether it’s a basic debit or a premium rewards card — this one is for you.
What Makes Helcim Different?
Helcim uses interchange-plus pricing. This means you pay the actual cost that Visa and Mastercard charge, plus a small, published markup.
- No flat rates or hidden fees.
- No monthly subscriptions and no contracts.
- Automatic scaling: The more you process, the lower your rate automatically adjusts.
- Regional Support: Available in both the US and Canada, supporting both USD and CAD.
- Zero Platform Fees: ARI does not charge a platform fee on top of Helcim. What Helcim charges is exactly what you pay.
How It Works in ARI
Setting up your integration takes about two minutes:
- Navigate: Open Payments → Payment Processors → Helcim in your ARI app.
- Connect:
- New to Helcim? Click Sign Up. Your account will be approved (usually within a business day) and linked automatically.
- Existing User? Simply paste your API token into the “Already have a Helcim account?” section.
The Client Experience
Once set up, every invoice you send includes a Pay Now button. Your client clicks it, and Helcim’s secure payment window opens directly inside the Client Portal. They can pay via credit card or ACH with no redirects or required logins.
Payments flow back into ARI automatically—including the approval code, last four digits, and cardholder name. You can even process refunds or voids directly within ARI (Auto Repair Software) without needing to open a separate dashboard.
Real Savings
Here is how much a shop processing $30,000/month in card payments can save by switching from a flat-rate processor to Helcim:
| Processor | Effective Rate | Monthly Cost | Annual Cost |
| Flat-rate (2.9% + 30¢) | ~3.0% | ~$900 | ~$10,800 |
| Helcim (Interchange-plus) | ~2.2% | ~$660 | ~$7,920 |
| Your Savings | — | ~$240/month | ~$2,880/year |
Note: Your exact rate depends on your specific card mix, but most shops see significant savings when switching to interchange-plus.
Try It Today
If online payments are a meaningful part of your revenue, Helcim is worth a close look. You can connect in minutes, keep your existing processor if you prefer, or switch your primary processor at any time.





